DebtDefense — beat a debt-collection lawsuit yourself
Sued by a debt buyer? DebtDefense reads your court papers, shows your exact deadline, and prepares your court-format response — free to see where you stand, no card.
About this project
Most people sued by a debt buyer — LVNV Funding, Portfolio Recovery, Midland Credit Management, Cavalry, Jefferson Capital — lose by default judgment, not because they owed the money, but because they never responded. DebtDefense fixes that. Upload the lawsuit and the free analysis reads your court, your deadline, and what the debt buyer would actually have to prove to win: that it owns your specific account through every link in the chain of assignment, and the amount, with admissible records. Then it prepares your response in your court's format — Answer, Grounds of Defense, Notice of Intention to Defend — plus discovery and post-judgment motions where they apply. DebtDefense is not a law firm and does not give legal advice — it is a self-help document-preparation and education tool that costs a fraction of the $3,000–$5,000 an attorney charges for the same fight.